You thought banana bread couldn’t get any better, didn’t you? Enter Mocha Banana Bread with Cream Cheese Filling—the ultimate caffeinated indulgence that’ll ruin your average banana bread forever. The rich mocha flavor and smooth cream cheese filling make this loaf a sophisticated treat, perfect for people who think regular banana bread is too “basic.” It’s the best way to enjoy chocolate, coffee, and a creamy surprise all in one bite. Honestly, if your banana bread isn’t this decadent, you might as well toss it. Don’t worry, we’ve got you covered—prepare to fall in love.

Mocha Banana Bread with Cream Cheese Filling
This mocha banana bread is taken to new heights with a luscious cream cheese filling. A true crowd-pleaser.
Ingredients
For the Mocha Banana Bread:
- 3 ripe bananas mashed
- ½ cup butter melted
- ¾ cup brown sugar
- 2 eggs
- 1 tsp vanilla extract
- 1 ½ cups all-purpose flour
- ¼ cup unsweetened cocoa powder
- 1 tsp baking soda
- ½ tsp salt
- ½ cup brewed espresso cooled
- 1 tsp instant coffee
- ½ cup chocolate chips
For the Cream Cheese Filling:
- 8 oz cream cheese softened
- ¼ cup sugar
- 1 tsp vanilla extract
- 1 egg yolk
Instructions
- Preheat oven to 350°F (175°C). Grease your loaf pan because sticky banana bread is the worst.
- Mash bananas in a bowl until they look like mush.
- In another bowl, mix melted butter, brown sugar, eggs, and vanilla.
- Whisk dry ingredients: flour, cocoa powder, baking soda, and salt.
- Stir the dry ingredients into the wet mixture until just combined.
- Add brewed espresso and instant coffee to the batter. Mix well.
- Fold in chocolate chips, because who doesn’t want more chocolate?
- For the cream cheese filling, beat softened cream cheese, sugar, vanilla, and egg yolk until smooth.
- Layer half the banana bread batter in the pan.
- Spread the cream cheese filling over the batter.
- Top with the remaining batter, smoothing the top.
- Bake for 55-60 minutes, or until a toothpick comes out mostly clean (ignore the melted chocolate).
- Let cool for 15 minutes, though we all know you’ll be tempted to dive in sooner.
- Slice, serve, and prepare for the compliments.
Notes
Nutritional Values (Per Serving)
Calories: 380Total Fat: 19g
Saturated Fat: 9g
Carbohydrates: 46g
Fiber: 4g
Protein: 5g
Vitamins and Minerals (Per Serving)
- Iron: 10%
- Magnesium: 7%
- Potassium: 8%
- Calcium: 4%
- Vitamin A: 5%
Additional Notes/Tips to Enhance the Flavor
- For extra richness, swirl more cream cheese in the center before baking.
- For a stronger coffee flavor, add an extra tablespoon of brewed espresso.
- Add a handful of chopped walnuts or pecans for a crunchy surprise.
- Can’t find espresso? Use strong brewed coffee or skip it entirely for a simpler, lighter loaf.