Banana bread is great, but why stop at basic when you can stuff it with mocha and chocolate chips? This loaf isn’t just soft—it’s decadent, rich, and borderline addictive. The gooey chocolate chips melt into every bite, while the bold coffee filling adds a kick that keeps things interesting. It’s the perfect excuse to eat cake for breakfast without judgment. Whether you’re a banana bread purist or just here for the caffeine boost, this recipe delivers. So, grab those overripe bananas, some chocolate, and a strong cup of coffee—because boring banana bread is officially canceled.

Chocolate Chip Banana Bread with Mocha Filling
Classic banana bread gets an upgrade with melty chocolate chips and a smooth mocha filling, creating the perfect balance of sweet and bold flavors.
Ingredients
For the Banana Bread:
- 3 ripe bananas mashed
- ½ cup unsalted butter melted
- ¾ cup brown sugar
- 2 eggs
- 1 tsp vanilla extract
- 1 ½ cups all-purpose flour
- 1 tsp baking soda
- ½ tsp salt
- ½ tsp cinnamon
- ½ cup semi-sweet chocolate chips
For the Mocha Filling:
- ½ cup semi-sweet chocolate chips
- ¼ cup heavy cream
- 1 tbsp instant espresso powder
- 1 tsp cocoa powder
- ½ tsp vanilla extract
Instructions
- Preheat oven to 350°F (175°C) and grease a loaf pan.
- Mash bananas in a large bowl until smooth.
- Stir in melted butter, brown sugar, eggs, and vanilla extract.
- In another bowl, whisk together flour, baking soda, salt, and cinnamon.
- Gradually add the dry mixture to the wet ingredients, stirring until just combined.
- Fold in the chocolate chips.
- For the mocha filling, heat the heavy cream in a small saucepan until warm.
- Remove from heat and stir in chocolate chips, espresso powder, cocoa powder, and vanilla.
- Mix until smooth and velvety.
- Pour half of the banana batter into the loaf pan.
- Spread the mocha filling evenly over the batter.
- Add the remaining banana mixture and gently swirl with a knife.
- Bake for 50-55 minutes or until a toothpick inserted in the center comes out clean.
- Let cool for at least 15 minutes before slicing (if you have the patience).
Notes
Nutritional Values (Per Serving)
Calories: 290Total Fat: 12g
Saturated Fat: 7g
Carbohydrates: 40g
Fiber: 3g
Protein: 5g
Vitamins and Minerals (Per Serving)
Potassium: 8%Iron: 6%
Magnesium: 5%
Vitamin B6: 4%
Calcium: 4%
Additional Notes/Tips to Enhance the Flavor
- Overripe bananas make the bread extra sweet and moist.
- A sprinkle of sea salt on top enhances the chocolate flavor.
- Let the loaf cool before slicing if you want perfect layers.
- Toast leftover slices and spread with butter for a next-level treat.